FINANCIAL PLANNING
Whether you’re just starting out, well on your way to living your dream, or eagerly approaching retirement, make sure you’re financially prepared to achieve a lifetime of goals. We can help you reach them with a personalized financial plan.
Our financial planning conversations don't begin with your finances. Instead we start with you - your life, your family, your priorities, and goals. Once we have your big picture in focus, we'll tailor a plan from a range of financial options using multiple strategies designed specifically to help get you to where you want to be.
We will apply time-tested strategies, providing education and expert advice to help you make decisions based on your priorities. As your circumstances and priorities change over time, we’ll work with you to revise your plan so you can meet each of life’s challenges head on and celebrate your accomplishments along the way.
*** Financial Planning packages typically carry a one-time cost of $2500 that includes lifetime financial advice and financial plan modifications as you and your goals evolve. Your plan will outline every aspect of your financial life - budgeting, saving, debt, social security, tax-efficiency, estate planning, etc. If you’d like to learn more, please fill our or contact form.
INVESTMENT MANAGEMENT
With more ways to invest than ever before, it can be hard to make sure your money is working its hardest for you. We focus on goal-specific investment strategies to give you more confidence and help make sure that the growth potential and management of your money isn't left to chance.
We are equipped to help manage any and all investment accounts - retirement accounts (401k’s & IRAs), educational savings accounts (529s and Coverdell’s), health savings accounts, trusts, variable annuities, and more. As an independent advisor, we also have the ability to employ different investment types from a combination of investment companies. We will consider a combination of ETFs, mutual funds, stocks, bonds, and fixed income investments to construct your portfolio.
Money invested with us will be handled with an active management approach. We use historical trends, backtested algorithms, and technical analysis to help select where your money should be invested. In a world that continues to change at a more rapid pace each year, an active management style allows us to respond to shifts in the economy, changes to the political landscape, and any other factors that may affect specific companies. This data is all considered in choosing what investments should be part of your portfolio.
*** As a fee-only advisor, we do not accept commissions or sell individual investment products. Instead, we are paid as a percentage of assets directly managed by us with the approach described above. If you’d like to learn more, please fill out our or contact form.
RETIREMENT MANAGEMENT
Allow us to help make sure you have the right tax-efficient income strategies and financial protection needed to retire the way you've always dreamed of. Depending on your age and career, you may have a 401(k), a 403(b), SEP, a pension, IRAs, annuities, life insurance, or anything in between.
We will have some conversations, we will ask you about your ideal retirement life, your particular aspirations, and the activities you would like to enjoy. Then we will calculate your retirement needs and develop a strategy that maximizes your resources and minimizes taxes and liabilities. That way, you can make the most of your retirement while still enjoying your life today.
*** As a fee-only advisor, we do not accept commissions or sell individual investment products. Instead, we are paid as a percentage of assets directly managed by us with the approach described above. If you’d like to learn more, please fill out our or contact form.
